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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Helpful Hints on Getting Better Respect in the Workplace Sometimes, an inhospitable work atmosphere can ruin the best job in the world. If you work in an office where people don’t respect each other and you feel undervalued and taken advantage of, then you are likely to give up and move on--no matter how much you love the work. When people work closely together, disagreements and problems are bound to arise from time to time. There are, however, ways you can get more respect in the workplace, so you don’t have to dread heading to the office every morning. As the old adage goes, you have to give respect to get respect. Are you doing everything you can to treat your co-workers with dignity and respect? Put another way, are you doing everything you can to avoid annoying everyone in the office? There are a lots of little ways you can make the day more pleasant for everyone, including showing up on time for work and for in-house meetings, not talking too loudly on the phone, keeping your personal cell phone ringtone on silent or vibrate, and cleaning up when you use the common break rooms and kitchen area. Things like spamming everyone in the office with incessant “funny” emails, sending political or religious emails (or challenging everyone on political or religious issues), or invading privacy by looking at someone else’s emails, phone messages, or mail are also not a good idea in the office setting. Then there are the big ones – you should never take credit for someone else’s work, talk behind people’s backs, lie, steal from other’s desks (even if it is just a post-it note or white-out), or have a general bad argumentative attitude. If you are doing anything of these things, trying to correct your own behavior is the first step to earning a little more respect in the workplace. What happens if you are doing everything you can and you still aren’t getting the respect you feel you deserve in the office? How you handle things may partly depend on who is showing you the disrespect. Are your subordinates treating you like you’re not the boss? In this case, having a little one on one conversation might do the trick. It doesn’t have to confrontational. You can simply point out that you are getting the impression that they may be having a little trouble with your leadership style and offer them a chance to raise any problems. If they bring up a legitimate problem, then there is something you can work on to make things go smoother in the future. If they can’t point to any one thing, let them know politely, but firmly, what you will need from them going forward in terms of respect. And then, stick to it and hold them accountable for their behavior. If your boss is not respecting you, things can get a little trickier. If your boss has a bad attitude, being pulled up on it by his subordinates is probably not going to do much to improve it. Your company may have a grievance policy in place to deal with issues like this, and it is best to go down this path when dealing with a boss with a respect issue. There are some respect issues in the work place that can’t be resolved with the softly, softly approach. If you are being persecuted on the basis of your gender, your race, your disability, or your sexual preference, you have a right to demand a stop to that at once. If the abuse is coming from your co-workers, go straight to your boss. If your boss is unresponsive, or if your boss is the offender, go right over their head, and keep going until you get some satisfaction.

Why Time Management Makes for a Better Employee Time management is a major issue in the workplace. When time is not utilized efficiently, it leads to sloppy work, missed deadlines, and way too much stress. Employers are constantly seeking ways to teach their employees to manage their time better for a simple reason – a team that manages its time well is a team that is productive and successful. Everyone has done it. You’ve know that there is a big deadline approaching for weeks on end, and you kept telling yourself that have plenty of time. Then, suddenly, it is the day before the project is due, and you haven’t even begun it. You know you will have to pull an all-nighter, and even then you will be lucky to get everything done in time. Your heart is racing, your head is pounding, and you’re cursing your procrastination yet again, thinking about how much time you wasted surfing the next when you could have been doing a little work on the project every day, so it wouldn’t be so overwhelming. The end result of a project like this is predictable. You may get it in on time, or at least close to the deadline, but your work is likely to be sloppy. The rush job you did will be evident to everyone, and if your project involved making a pitch to a potential customer, your time management failure may end up costing your company big money (and costing you a job). As if you were not stressed enough already! If you contrast that performance with one in which you had effectively managed your time, the difference is clear. If you have worked on the project over the entire time span you had to finish it, a little bit at a time, then you would have had time to make sure your work was up to par. You wouldn’t have been scrambling for last minute information to include, and you could have made sure your work was free from little errors like typos or pages that printed incorrectly. Most importantly, you wouldn’t feel like you needed a week long vacation when the project was over, because your stress level never would have hit the roof. So, how do you become a happier and more effective employee by managing your time better? The first thing you can do to become an effective time manage is simple – write yourself a to-do list everyday. Not only does a to-do list help you think through exactly what you need to accomplish so you don’t forget anything in the rush, but it also helps you feel accountable for everything that needs to get done. If you write “spend 30 minutes on the big project” on your to-do list, it is a lot harder to come up with excuses why you can put it off for another day. Your conscience will make you want to get through everything on that list. If it seems like you never have enough time in the day, keep a journal of all of your activities. If you spend 20 minutes chatting by the coffee pot, write it down. After a week, look back over your activities. You may be surprised how much time you actually spend doing nothing. Now that you know, you can reinvest that time more wisely. The last thing is the hardest thing – getting over procrastination. This one is sheer willpower. When those voices in your head start arguing over whether to work on something now or put it off until later, listen to the work now voice. Give yourself manageable goals, like working on something for 15 minutes or 30 minutes, to get started. Once you experience the freedom from stress that time management brings, that procrastination voice will be a thing of the past.