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Assistance on Filling Out those Online Forms for the Free Stuff So, you’ve found a great freebie online, or a free trial of some service you have been wondering about, but the form you have to fill out has left you scratching your head. Sometimes the paperwork involved in getting some free stuff can seem a bit like applying for a mortgage or filling out your life insurance policy, and in fact, many people decide the freebie isn’t worth it after all when they’re facing down an intimidating form to fill out. The good news is that you don’t have to miss out on the free stuff just because the form leaves you a little perplexed. This guide will walk you through filling out these online applications, even if this is your first trip around the Internet. Once you get the hang of things, you’ll be filling out these forms in no time at all. First things first: once you have the form open on the screen in front of you, you have to move your mouse so that the cursor sits in the very first empty space on the form, and then click the mouse once. Some forms will automatically place your cursor there when you open them, but if you are not sure, moving the mouse there and clicking won’t hurt anything at all. All you have to do now is start typing, filling in the information they ask for in that field. Filling out the form the entire form is merely a repetition of this process. Of course, you have to be able to move between the fields easily so you can fill in the rest of the form. On some online forms, the cursor will move automatically when you have finished filling in a field, which makes life easy on you, but others do not. To manually move between fields, all you have to do is either hit the “tab” key on your keyboard or use your mouse to move the cursor to the next field, just like you did to start typing in the first field. Hitting “enter” may seem like a natural thing to do, and while it can work on some forms, other forms will submit themselves when you hit enter, meaning you will have submitted a blank form. It is best to stick to “tab” or your mouse to be on the safe side. This technique should allow you to navigate a freebie form fairly easily. There are a few other things you may see on a form that you have to know how to handle. You may be asked to “check” a box or indicate in a little circle (called a radio button) that you accept the company’s privacy policy or some other thing. To do this, all you have to do is move your cursor over the box or circle and click – the check or the dot will then appear. This can also be handy when forms ask for a billing address and a shipping address - if they are the same, you can tick a box stating so and avoid having to type the same thing twice. If a form has several pages, be careful to save your changes for every page as you move along. Usually there will be a button to click at the bottom of the page that allows you to save the work you have done. Especially long forms usually have some kind of side navigation that lets you skip around from section to section instead of moving through the form systematically – this can be helpful if you need to find some info for one section, but want to take care of all of the other work first. Most forms are reasonably user friendly and contain info to walk you through the process. If you get stuck, look for a help icon on the page – this info should clear up any questions you may have.

The Ins and Outs of Free Writing Contests (free writing contests) Free writing contests are available by the thousands. They are virtually a dime a dozen on the Internet. No matter what your niche is in the writing community there is a free writing contests out there for you. How do you know which ones to enter and which ones are legitimate? That’s simple. You do what you do best-- research. While providing the story for the free writing contest will probably be the easy part, researching the thousands of available contests will be a daunting task. If this is un-chartered water for you, you have the start at the beginning. Finding what free writing contests are available. Grab a notebook or start a word document and list the contests that are available. Beside each contest name you will want to put what kind of writing they are looking for and when it needs to be done by. By doing this first you will be able to eliminate any that do not coincide with your writing niche or with your schedule. Now the free writing contest research begins. Finding out if a contest is worthwhile and legitimate is comparable to running a background check on a person. First check the contest website. Do they have all contact information available? Do they tell you what company is hosting the contest? If they are not, you will have likely found warning number one that it is a scam. So scratch those off your list or at least move them to the bottom until you can find out more information on them. Start asking around to colleagues and writers groups. Search the writing forums and the Internet scam sites. The Better Business Bureau is also a good place to look. Once you narrowed the free writing contests down to the legitimate ones, read the contest rules and regulations. Some contests require you signing over all rights to a story even if you don’t win. Are you willing to do this? Giving up rights to you writing is a lot easier to do when you are getting something in return. After you enter there is no going back, so make sure this is what you want to do. The final thing you need to look for is if the contest is just a cover up to get you to buy services or products. This does not necessarily mean they are a scam or don’t actually award winners. It simply means that they will try to entice you to use their critiquing services or offer you a book at a reduced fee that your work will be published in. Being published sounds like a great deal but is it a book that carries prestige that people are going to see? Many authors think that writing contests will launch their career into a successful endeavor. This is not the case, especially for free writing contests. Even winning the grand prize of a smaller known contest is not going to affect your literary journey. Even though they may not springboard your career, there are good reasons to join writing contests. You will get unbiased opinions and valuable feedback from the judges. If you make it into the higher rounds, editors could also see your writing. Ultimately whether you enter a free writing contest the choice is yours. Just ask you self if the time spent writing and researching the piece you choose to enter is worth writing for free in most cases. The critique and feedback may be the most worthwhile thing you receive from the contest. But then again the judges opinions are a dime a dozen just like the contests.

Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.